We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Wyoming and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the Wyoming health insurance regulations
before
applying. In Wyoming, it is not required of insurance companies to
accept your
application if you have an existing medical condition. Health Insurance
companies have the ability to attach an elimination rider to your
medical
policy specific to the pre-existing condition. In addition, there are
no limits
on the monthly premiums that health carriers can charge, in Wyoming,
for a
health plan or on increases at the time of renewal. No Wyoming
Insurance
Company can cancel you after getting sick.There is a high risk pool available in Wyoming called WHIP.
Like
many other people in Wyoming, you might find yourself on COBRA and not
know
what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows Wyoming Residents to
continue getting their Wyoming Group Health Insurance even if they are
not
employed by their employer anymore.Wyoming COBRA Health Insurance is similar to most other
states in the
fact it only lasts for 18 months, in most instances.
It
is important to understand that most Wyoming residents that are on
paying for a
WY COBRA Health Insurance Plan are paying a lot of money!There are many options
that are available to
WY residents.Obviously
what you need
depends on your situation but here are most of your options; Wyoming
individual insurance, Wyoming
group insurance, Wyoming
self employed insurance, Wyoming
student insurance, or Wyoming
short term insurance policies are all available. Through the
years we have
found that we can save most clients between 20-50% from what they are
paying
for a comparable WY COBRA Plan.To
get
a quote just click
here!
Wyoming
Student
Health Insurance
Many
students are in college and find themselves paying a lot for Wyoming
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements Wyoming has for it’s student health insurance policies,
but for
the most case WY Student Health Insurance is very affordable.To get a quote just click
here!
Wyoming
Short Term
Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.Wyoming Short Te
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Wyoming Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Wyoming Health Insurance Companies
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Wyoming!
Assurant – All policies are underwritten by Time Insurance. Assurant has been selling medical insurance since 1892. In 1973 Assurant developed the first short term medical insurance policy and from then on the individual and short term markets have been their focus. When you buy and Assurant policy you are buying stability and experience!
