We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Wisconsin and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the Wisconsin health insurance regulations
before
applying. In
Wisconsin, your health
insurance is considered guaranteed renewable as long as you pay your
premiums.So in
other words no
Wisconsin Insurance Company can cancel you after getting sick.Wisconsin does not require
insurance
companies to accept your application if you have an existing medical
condition.
The companies have the ability to attach an elimination rider to your
medical
policy specific to the pre-existing condition. In addition, there are
no limits
on the monthly premiums that health carriers can charge, in Wisconsin,
for a
health plan or on increases at the time of renewal.There is also a high risk pool in Wisconsin called HIRSP.
Like
many other residents of Wisconsin, you might find yourself on COBRA and
not
know what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows Wisconsin Residents to
continue getting their Wisconsin Group Health Insurance even if they
are not
employed by their employer anymore.Wisconsin
COBRA Health Insurance is similar to most other states in the fact it
only
lasts for 18 months, in most instances.
It
is important to understand that most Wisconsin residents that are on
paying for
a WI COBRA Health Insurance Plan are paying a lot of money!There are many options
that are available to
WI residents.Obviously
what you need
depends on your situation but here are most of your options; Wisconsin
individual insurance, Wisconsin
group insurance, Wisconsin
self employed insurance, Wisconsin
student insurance, or Wisconsin
short term insurance policies are all available. Through the
years we have
found that we can save most clients between 20-50% from what they are
paying
for a comparable WI COBRA Plan.To
get
a quote just click
here!
Wisconsin
Student
Health Insurance
Many
students are in college and find themselves paying a lot for Wisconsin
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements Wisconsin has for it’s student health insurance policies,
but for
the most case WI Student Health Insurance is very affordable.To get a quote just click
here!
Wisconsin
Short
Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.Wisconsin Short Term Health Insurance is very affordable
and very easy
to apply for.For a
quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Wisconsin Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Wisconsin Health Insurance Companies
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Wisconsin!
Anthem Individual of Wisconsin – Quite simply is the largest health insurance provider in Wisconsin. Because it is the largest provider in Wisconsin, they have over 90% of all doctors and hospitals in their network. Add that up with strong customer service and quality plans and it’s no wonder they are #1!
Assurant – All policies are underwritten by Time Insurance. Assurant has been selling medical insurance since 1892. In 1973 Assurant developed the first short term medical insurance policy and from then on the individual and short term markets have been their focus. When you buy and Assurant policy you are buying stability and experience!
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
WPS – WPS was founded some 65 years ago by some Wisconsin Physicians who wanted to put the health care decision making back onto the hands of the insured instead of the insurance companies. WPS has been very successful at providing their Wisconsin clients with valuable insurance plans that can be customized to their own needs!
Humana – Is one of the largest publicly traded health insurance companies in the country. Currently Humana insures about 6.7 million members across the country and in Wisconsin. Not only does Humana offer Health insurance in Wisconsin, they also offer dental, disability and life insurance.
