We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in West Virginia and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand West Virginia health insurance regulations
before
applying. West Virginia does not require insurance companies to accept
your
application if you have an existing medical condition. The companies
have the
ability to attach an elimination rider (up to 24 months) to your
medical policy
specific to the pre-existing condition. In addition, there are no
limits on the
monthly premiums that health carriers can charge, in West Virginia, for
a
health plan or on increases at the time of renewal. No West Virginia
Insurance
Company can cancel you after getting sick.You are credited with prior coverage if you have had
another health
insurance plan within the last 63 days.
Like
many other West Virginian’s, you might find yourself on COBRA and not
know what
to do.COBRA stands
for Consolidated
Omnibus Budget Reconciliation Act of 1985.In short this allows West Virginia Residents to continue
getting their
West Virginia Group Health Insurance even if they are not employed by
their
employer anymore.West
Virginia COBRA
Health Insurance is similar to most other states in the fact it only
lasts for
18 months, in most instances.
Many
students are in college and find themselves paying a lot for West
Virginia
Student Health Insurance.This
does not
have to be the case.There
are certain
requirements West Virginia has for it’s student health insurance
policies, but
for the most case WV Student Health Insurance is very affordable.To get a quote just click
here!
West
Virginia
Short Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.West Virginia Short Term Health Insurance is very
affordable and very
easy to apply for.For
a quote just
click here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed West Virginia Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated West Virginia Health Insurance Companies
Anthem Individual of West Virginia – Anthem has been providing heath insurance in West Virginia for years. Their focus is not just on the big stuff but also on preventative measures. They encourage their members to seek out the best doctors and specialists and remind their members of the importance of preventive screenings and testing.
Unicare – Offers Health Insurance benefits to residents of West Virginia. They were rated an “A+” by Standard and Poors recently and have always been considered one of strongest Health Insurance Providers. Unicare allows it’s members to go to any doctor or hospital and add benefits like dental insurance, life and disability insurance.
