We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Washington and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the Washington health insurance regulations
before
applying. Washington does not require insurance companies to accept
your
application if you have an existing medical condition. WA Insurance
companies actually
have a point’s system in which they “rate” a client.If you rate 288 or higher you will be denied, 287 or less
you
will be accepted.There
is a risk pool;
WSHIP.Insurance
Companies have the
ability to attach an elimination rider to your medical policy specific
to the
pre-existing condition. In addition, there are no limits on the monthly
premiums that health carriers can charge, in Washington, for a health
plan or
on increases at the time of renewal. No Washington Insurance Company
can cancel
you after becoming sick.
Like
many other Washington residents, you might find yourself on COBRA and
not know
what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows Washington Residents to
continue getting their Washington Group Health Insurance even if they
are not
employed by their employer anymore.Washington COBRA Health Insurance is similar to most other
states in the
fact it only lasts for 18 months, in most instances.
Many
students are in college and find themselves paying a lot for Washington
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements Washington has for it’s student health insurance policies,
but for
the most case WA Student Health Insurance is very affordable.To get a quote just click
here!
Washington
Short
Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.Washington Short Term Health Insurance is very affordable
and very easy
to apply for.For a
quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Washington Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Washington Health Insurance Companies
LifeWise – LifeWise is a provider of individual health insurance plans for the people of Washington State. LifeWise is known for their extensive network of doctors and hospitals and also for their large amount of plan options.
Premera – Is a not for profit associate of Blue Cross. Premera has been insuring Washington State residents since 1933 and currently insures more than 1.1 million! Premera is known for it’s ease of use and no claims forms!
Asuris – Asuris is a top health insurance provider for people residing in Eastern Washington State. Currently Asuris has almost 20k physicians in their networks and that number is always growing.
