We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Virginia and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the Virginia health insurance regulations
before
applying. Virginia does not require insurance companies to accept your
application if you have an existing medical condition, but on the other
hand,
health insurance companies can not cancel you after you become sick
either. The
companies have the ability to attach an elimination rider to your
medical
policy specific to the pre-existing condition. In addition, there are
no limits
on the monthly premiums that health carriers can charge, in Virginia,
for a
health plan or on increases at the time of renewal.
Like
many other Virginian’s, you might find yourself on COBRA and not know
what to
do.COBRA stands
for Consolidated
Omnibus Budget Reconciliation Act of 1985.In short this allows Virginia Residents to continue
getting their
Virginia Group Health Insurance even if they are not employed by their
employer
anymore.Virginia
COBRA Health
Insurance is similar to most other states in the fact it only lasts for
18
months, in most instances.
It
is important to understand that most Virginia residents that are on
paying for
a VI COBRA Health Insurance Plan are paying a lot of money!There are many options
that are available to
VI residents.Obviously
what you need
depends on your situation but here are most of your options; Virginia
individual insurance, Virginia
group insurance, Virginia
self employed insurance, Virginia
student insurance, or Virginia
short term insurance policies are all available. Through the
years we have
found that we can save most clients between 20-50% from what they are
paying
for a comparable VI COBRA Plan.To
get
a quote just click
here!
Virginia
Student
Health Insurance
Many
students are in college and find themselves paying a lot for Virginia
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements Virginia has for it’s student health insurance policies,
but for
the most case VI Student Health Insurance is very affordable.To get a quote just click
here!
Virginia
Short
Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.Virginia Short Term Health Insurance is very affordable
and very easy to
apply for.For a
quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Virginia Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Virginia Health Insurance Companies
Unicare – Offers Health Insurance benefits to residents of Virginia. They were rated an "A+" by Standard and Poors recently and have always been considered one of strongest Health Insurance Providers. Unicare allows it;s members to go to any doctor or hospital and add benefits like dental insurance, life and disability insurance.
Anthem Individual of Virginia – Quite simply is the largest health insurance provider in Virginia. Because it is the largest provider in Virginia, they have over 90% of all doctors and hospitals in their network. Add that up with strong customer service and quality plans and it’s no wonder they are #1!
Kaiser Permanente – Has been, and will be for the foreseeable future, a leader for Health Insurance in Virginia. They have very strict requirements for their doctors and are constantly making it easier for their clients to go see doctors of their choice, and pay bills online.
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
Aetna – Aetna is considered one of the countries leading health insurance companies. Aetna offers medical, dental, life and pharmaceutical benefits in all 50 states. They have a network of over 684,000 providers nationwide. Aetna is known for designing niche products for small, medium and large groups as well as for the individual group market.
