We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Vermont and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the Vermont health insurance regulations
before
applying. For
example Vermont mandates
that every insurance company cover annual mammograms, maternity,
substance
abuse, and mental health. Vermont does not require insurance companies
to
accept your application if you have an existing medical condition. The
companies have the ability to attach an elimination rider to your
medical
policy specific to the pre-existing condition. In addition, there are
no limits
on the monthly premiums that health carriers can charge, in Vermont,
for a
health plan or on increases at the time of renewal. No Vermont
Insurance
Company can cancel you after getting sick.
If
you are interested in getting additional information on health
insurance in Vermont
click
here.
Vermont
COBRA
Health Insurance
Like
many other Vermonter’s, you might find yourself on COBRA and not know
what to
do.COBRA stands
for Consolidated
Omnibus Budget Reconciliation Act of 1985.In short this allows Vermont Residents to continue getting
their Vermont
Group Health Insurance even if they are not employed by their employer
anymore.Vermont
COBRA Health Insurance
is similar to most other states in the fact it only lasts for 18
months, in
most instances.
It
is important to understand that most Vermont residents that are on
paying for a
VT COBRA Health Insurance Plan are paying a lot of money!There are many options
that are available to
VT residents.Obviously
what you need
depends on your situation but here are most of your options; Vermont
individual insurance, Vermont
group insurance, Vermont
self employed insurance, Vermont
student insurance, or Vermont
short term insurance policies are all available. Through the
years we have
found that we can save most clients between 20-50% from what they are
paying
for a comparable VT COBRA Plan.To
get
a quote just click
here!
Vermont
Student
Health Insurance
Many
students are in college and find themselves paying a lot for Vermont
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements Vermont has for it’s student health insurance policies,
but for
the most case VT Student Health Insurance is very affordable.Click here for a Vermont
Student Health Insurance Quote!
Vermont
Short Term
Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.Vermont
Short Term Health Insurance is very affordable and very easy to apply
for.For a Vermont
Short Term Health Insurance Quote click here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Vermont Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Vermont Health Insurance Companies
Celtic – Cigna has always been a leader in the health insurance industry and now Cigna is considered one of largest and most respected Health Insurance Companies.
Blue Cross Blue Shield of Vermont – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of Vermont insures 1.75 million people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of Vermont is just one of 48.
MVP – was founded in 1983 to meet the ever changing Health Care needs of Vermont's citizens. Currently MVP Health Care offers many different employee benefits and their strengths are flexible plans, large networks of doctors and very strong customer service.
