We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in South Carolina and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the South Carolina health insurance
regulations
before applying. South Carolina does not require its health insurance
companies
to accept your application if you have an existing medical condition.
The companies
are able to attach elimination riders to your medical policy specific
to the
pre-existing condition. In addition, there are no limits on the monthly
premiums that health carriers can charge, in South Carolina, for a
health plan
or on increases at the time of renewal. But on the other hand once you
have
been accepted, no South Carolina Health Insurance Company can cancel
you after
getting sick, as long as all of your bills are paid to date.
Like
many other South Carolinan’s, you might find yourself on COBRA and not
know
what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows South Carolina
Residents to continue getting their South Carolina Group Health
Insurance even
if they are not employed by their employer anymore.South Carolina COBRA Health Insurance is similar to most
other
states in the fact it only lasts for 18 months, in most instances.
Many
students are in college and find themselves paying a lot for South
Carolina
Student Health Insurance.This
does not
have to be the case.There
are certain
requirements South Carolina has for it’s student health insurance
policies, but
for the most case SC Student Health Insurance is very affordable.To get a quote just click
here!
South
Carolina
Short Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.South Carolina Short Term Health Insurance is very
affordable and very
easy to apply for.For
a quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed South Carolina Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated South Carolina Health Insurance Companies
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in South Carolina!
Blue Cross Blue Shield of South Carolina – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of South Carolina insures 1.75 million people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of South Carolina is just one of 48.
Humana – Is one of the largest publicly traded health insurance companies in the country. Currently Humana insures about 6.7 million members across the country and in South Carolina. Not only does Humana offer Health insurance in South Carolina, they also offer dental, disability and life insurance. But they specialize in large groups as well as for the individual group market.
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
