We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Pennsylvania and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the Pennsylvania health insurance
regulations before
applying. Like many other states, Pennsylvania doesn’t require
insurance
companies to accept your application if you have an existing medical
condition.
In addition, companies have the ability to attach an elimination rider
to your
medical policy specific to the pre-existing condition. In addition,
there are
no limits on the monthly premiums that health carriers can charge, in
Pennsylvania, for a health plan or on increases at the time of renewal.
No Pennsylvania
Insurance Company can cancel you after getting sick.Unlike many other states, Pennsylvania does not mandate
what you
buy, so insurance companies are often able to design specific plans for
specific clients.
Like
many other residents of Pennsylvania, you might find yourself on COBRA
and not
know what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows Pennsylvania Residents
to continue getting their Pennsylvania Group Health Insurance even if
they are
not employed by their employer anymore.Pennsylvania COBRA Health Insurance is similar to most
other states in
the fact it only lasts for 18 months, in most instances.
Many
students are in college and find themselves paying a lot for
Pennsylvania
Student Health Insurance.This
does not
have to be the case.There
are certain
requirements Pennsylvania has for it’s student health insurance
policies, but for
the most case PA Student Health Insurance is very affordable.To get a quote just click
here!
Pennsylvania
Short
Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.Pennsylvania Short Term Health Insurance is very
affordable and very
easy to apply for.For
a quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Pennsylvania Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Pennsylvania Health Insurance Companies
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Pennsylvania!
HealthAmerica – Is a subsidiary of Coventry Health and Life Insurance Company, which is one of the largest health insurance companies in the country. Choice, control and savings is how Pennsylvanian’s explain HealthAmerica.
Assurant – All policies are underwritten by Time Insurance. Assurant has been selling medical insurance since 1892. In 1973 Assurant developed the first short term medical insurance policy and from then on the individual and short term markets have been their focus. When you buy and Assurant policy you are buying stability and experience!
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
Aetna – Aetna is considered one of the countries leading health insurance companies. Aetna offers medical, dental, life and pharmaceutical benefits in all 50 states. They have a network of over 684,000 providers nationwide. Aetna is known for designing niche products for small, medium and large groups as well as for the individual group market.
