We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Oregon and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the Oregon health insurance regulations
before
applying. In Oregon it is not required for insurance companies to
accept your
application if you have an existing medical condition. Carriers can
either
accept, decline or riders/rate up a policy but they can not base their
decision
on your health status. In addition, there are no limits on the monthly
premiums
that health carriers can charge, in Oregon, for a health plan or on
increases
at the time of renewal. No Oregon Insurance Company can cancel you
after
getting sick.
Like
many other people residing in Oregon, you might find yourself on COBRA
and not
know what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows Oregon Residents to
continue getting their Oregon Group Health Insurance even if they are
not
employed by their employer anymore.Oregon COBRA Health Insurance is similar to most other
states in the
fact it only lasts for 18 months, in most instances.
It
is important to understand that most Oregon residents that are on
paying for a
OR COBRA Health Insurance Plan are paying a lot of money!There are many options
that are available to
OR residents.Obviously
what you need
depends on your situation but here are most of your options; Oregon
individual insurance, Oregon
group insurance, Oregon
self employed insurance, Oregon
student insurance, or Oregon
short term insurance policies are all available. Through the
years we have
found that we can save most clients between 20-50% from what they are
paying
for a comparable OR COBRA Plan.To
get
a quote just click
here!
Oregon
Student
Health Insurance
Many
students are in college and find themselves paying a lot for Oregon
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements Oregon has for it’s student health insurance policies, but
for the
most case OR Student Health Insurance is very affordable.To get a quote just click
here!
Oregon
Short Term
Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.Oregon Short Term Health Insurance is very affordable and
very easy to
apply for.For a
quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Oregon Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Oregon Health Insurance Companies
Health Net – Was originally founded in 1938, and have a very long history of supplying Oregon residents with high quality Health Insurance. They were the leader in developing managed care plans in the 70’s.
LifeWise Health Plan – LifeWise has been offering Health Insurance to Oregon residents since 1986. Currently they have over 150,000 members and have a very large network of doctors and hospitals in their network!
Kaiser Permanente – Has been, and will be for the foreseeable future, a leader for Health Insurance in Oregon. They have very strict requirements for their doctors and are constantly making it easier for their clients to go see doctors of their choice, and pay bills online.
Regence Blue Cross Blue Shield of Oregon – is the state of largest insurance company with more than 1 million members. Regence Blue Cross Blue Shield of Oregon was established in 1941 as part of BCBS. With all of their experience, not only are they the largest, they are also one of the most highly regarded insurers in the state.
