We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Ohio and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the Ohio health insurance regulations before
applying. Ohio does not require insurance companies to accept your
application
if you have an existing medical condition. The companies have the
ability to
attach an elimination rider to your medical policy specific to the
pre-existing
condition. If you
have prior credible
coverage within the last 30 days, insurance companies can’t attach a
pre-ex
clause to your policy.Ohio
does offer
open enrollment periods and during that time premiums are based solely
on
benefits offered since all policies during Open Enrollment are offered
on a
guaranteed issue basis.No
Ohio
Insurance Company can cancel you after getting sick.
Like
many other people living in Ohio, you might find yourself on COBRA and
not know
what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows Ohio Residents to
continue getting their Ohio Group Health Insurance even if they are not
employed by their employer anymore.Ohio COBRA Health Insurance is similar to most other
states in the fact
it only lasts for 18 months, in most instances.
It
is important to understand that most Ohio residents that are on paying
for a OH
COBRA Health Insurance Plan are paying a lot of money!There are many options that are available to
OH residents. Obviously
what you need
depends on your situation but here are most of your options; Ohio
individual insurance, Ohio
group insurance, Ohio
self employed insurance, Ohio
student insurance, or Ohio
short term insurance policies are all available. Through the
years we have
found that we can save most clients between 20-50% from what they are
paying
for a comparable OH COBRA Plan.To
get
a quote just click
here!
Ohio
Student
Health Insurance
Many
students are in college and find themselves paying a lot for Ohio
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements Ohio has for it’s student health insurance policies, but
for the
most case OH Student Health Insurance is very affordable. To get a quote just click
here!
Ohio
Short Term
Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.Ohio Short Term Health Insurance is very affordable and
very easy to
apply for.For a
quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Ohio Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Ohio Health Insurance Companies
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Ohio!
Anthem Individual of Ohio – Quite simply is the largest health insurance provider in Ohio. Because it is the largest provider in Ohio, they have over 90% of all doctors and hospitals in their network. Add that up with strong customer service and quality plans and it’s no wonder they are #1!
Assurant – All policies are underwritten by Time Insurance. Assurant has been selling medical insurance since 1892. In 1973 Assurant developed the first short term medical insurance policy and from then on the individual and short term markets have been their focus. When you buy and Assurant policy you are buying stability and experience!
