We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in North Dakota and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
Before
applying for health insurance, it is important to understand North
Dakota
health insurance regulations. North
Dakota does not require insurance companies to accept your application
if you
have an existing medical condition. A
few years ago The Comprehensive Health Association of North Dakota
(CHAND) was
founded.It is
designed to provide ND
residents with insurance when they have been declined by private
insurers.In ND,
each insurance company has to provide
you with 2 state mandated plans; the idea is that this makes it easier
to
compare plans.No
North Dakota
Insurance Company can cancel you after getting sick.
Like
many other North Dakotan’s, you might find yourself on COBRA and not
know what
to do.COBRA stands
for Consolidated
Omnibus Budget Reconciliation Act of 1985.In short this allows North Dakota Residents to continue
getting their
North Dakota Group Health Insurance even if they are not employed by
their
employer anymore.North
Dakota COBRA
Health Insurance is similar to most other states in the fact it only
lasts for
18 months, in most instances.
Many
students are in college and find themselves paying a lot for North
Dakota
Student Health Insurance.This
does not
have to be the case.There
are certain
requirements North Dakota has for it’s student health insurance
policies, but
for the most case ND Student Health Insurance is very affordable.To get a quote just click
here!
North
Dakota Short
Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.North Dakota Short Term Health Insurance is very
affordable and very
easy to apply for. For
a quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed North Dakota Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated North Dakota Health Insurance Companies
Anthem Individual of North Dakota – Quite simply is the largest health insurance provider in North Dakota. Because it is the largest provider in North Dakota, they have over 90% of all doctors and hospitals in their network. Add that up with strong customer service and quality plans and it’s no wonder they are #1!
Assurant – All policies are underwritten by Time Insurance. Assurant has been selling medical insurance since 1892. In 1973 Assurant developed the first short term medical insurance policy and from then on the individual and short term markets have been their focus. When you buy and Assurant policy you are buying stability and experience!
