We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in North Carolina and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the North Carolina health insurance
regulations
before applying. North Carolina does not require insurance companies to
accept
your application if you have an existing medical condition.The only exception to this
is Blue Cross
Blue Shield of North Carolina, they must accept all applicants on a
guaranteed
issue basis, but they can increase what they charge those applicants
based on
health history etc.NC
mandates that
all Health insurance providers cover mammograms, pap smears, and
diabetic
testing and supplies.No
North Carolina
Insurance Company can cancel you after getting sick.
Like
many other people residing in North Carolina, you might find yourself
on COBRA
and not know what to do.COBRA
stands
for Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows North
Carolina
Residents to continue getting their North Carolina Group Health
Insurance even
if they are not employed by their employer anymore.North Carolina COBRA Health Insurance is similar to most
other
states in the fact it only lasts for 18 months, in most instances.
Many
students are in college and find themselves paying a lot for North
Carolina
Student Health Insurance.This
does not
have to be the case.There
are certain
requirements North Carolina has for it’s student health insurance
policies, but
for the most case NC Student Health Insurance is very affordable.To get a quote just click
here!
North
Carolina
Short Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.North Carolina Short Term Health Insurance is very
affordable and very
easy to apply for.For
a quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed North Carolina Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated North Carolina Health Insurance Companies
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in North Carolina!
Humana – Is one of the largest publicly traded health insurance companies in the country. Currently Humana insures about 6.7 million members across the country and in North Carolina. Not only does Humana offer Health insurance in North Carolina, they also offer dental, disability and life insurance. But they specialize in large groups as well as for the individual group market.
Assurant – All policies are underwritten by Time Insurance. Assurant has been selling medical insurance since 1892. In 1973 Assurant developed the first short term medical insurance policy and from then on the individual and short term markets have been their focus. When you buy and Assurant policy you are buying stability and experience!
