We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in New Mexico and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the New Mexico health insurance regulations
before
applying. New Mexico does not require insurance companies to accept
your
application if you have an existing medical condition. The companies
have the ability
to attach an elimination rider to your medical policy specific to the
pre-existing condition. In addition, there are no limits on the monthly
premiums that health carriers can charge, in New Mexico, for a health
plan or
on increases at the time of renewal.There is a high risk pool in New Mexico called New Mexico
Medical
Insurance Pool (NMMIP).If
you don’t
qualify for private insurance this is something you should look into.Rates in NM are
based upon health history,
family size, sex, age and location. No New Mexico Insurance Company can
cancel
you after getting sick.
Like
many other residents of New Mexico, you might find yourself on COBRA
and not
know what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows New Mexico Residents to
continue getting their New Mexico Group Health Insurance even if they
are not
employed by their employer anymore.New
Mexico COBRA Health Insurance is similar to most other states in the
fact it
only lasts for 18 months, in most instances.
Many
students are in college and find themselves paying a lot for New Mexico
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements New Mexico has for it’s student health insurance policies,
but for
the most case NM Student Health Insurance is very affordable.To get a quote just click
here!
New
Mexico Short
Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.New Mexico Short Term Health Insurance is very affordable
and very easy
to apply for.For a
quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed New Mexico Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated New Mexico Health Insurance Companies
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in New Mexico!
Blue Cross Blue Shield of New Mexico – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of New Mexico insures thousands of people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of New Mexico is just one of 48.
