We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in New Jersey and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the New Jersey health insurance regulations
before
applying. New Jersey requires that every resident that applies for
coverage,
gets coverage (guarantee issue) so long as the resident applies during
Open
Enrollment (which occurs every October). If you are HIPPA eligible you
don’t
have to wait for Open Enrollment, no insurance company can deny you
coverage at
any time.In New
Jersey there are
generic health insurance policies mandated by the state.In most cases these
polices are very
comprehensive!
Like
many other people living in New Jersey, you might find yourself on
COBRA and
not know what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows New Jersey Residents to
continue getting their New Jersey Group Health Insurance even if they
are not
employed by their employer anymore.New
Jersey COBRA Health Insurance is similar to most other states in the
fact it
only lasts for 18 months, in most instances.
Many
students are in college and find themselves paying a lot for New Jersey
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements New Jersey has for it’s student health insurance
policies, but for
the most case NJ Student Health Insurance is very affordable.To get a quote just click
here!
New
Jersey Short
Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.New Jersey Short Term Health Insurance is very affordable
and very easy
to apply for.For a
quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed New Jersey Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated New Jersey Health Insurance Companies
Oxford – was founded in 1984 and is underwritten by United Health Care. Oxford offers a variety of health insurance plans to New Jersey residents. Oxford is a leader in the industry, especially known for giving customers control of their own health care costs.
Blue Cross Blue Shield of New Jersey – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of New Jersey insures 1.75 million people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of New Jersey is just one of 48.
