We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in New Hampshire and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It
is important to understand the New Hampshire health insurance
regulations
before applying. New
Hampshire does
not require insurance companies to accept your application if you have
an
existing medical condition. The companies have the ability to attach an
elimination rider to your medical policy specific to the pre-existing
condition. In addition, there are no limits on the monthly premiums
that health
carriers can charge, in New Hampshire, for a health plan or on
increases at the
time of renewal.New
Hampshire does
have a high risk pool called New Hampshire Health Plan.Residents who have been declined by private
insurers or who are HIPPA eligible can apply.No New
Hampshire Insurance
Company can cancel you after getting sick.
Like
many other people living in New Hampshire, you might find yourself on
COBRA and
not know what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows New Hampshire Residents
to continue getting their New Hampshire Group Health Insurance even if
they are
not employed by their employer anymore.New Hampshire COBRA Health Insurance is similar to most
other states in
the fact it only lasts for 18 months, in most instances.
Many
students are in college and find themselves paying a lot for New
Hampshire
Student Health Insurance.This
does not
have to be the case.There
are certain
requirements New Hampshire has for it’s student health
insurance policies, but
for the most case NH Student Health Insurance is very affordable.To get a quote just click
here!
New
Hampshire
Short Term Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.New Hampshire Short Term Health Insurance is very
affordable and very
easy to apply for.For
a quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed New Hampshire Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated New Hampshire Health Insurance Companies
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in New Hampshire!
Anthem Individual of New Hampshire – Quite simply is the largest health insurance provider in New Hampshire. Because it is the largest provider in New Hampshire, they have over 90% of all doctors and hospitals in their network. Add that up with strong customer service and quality plans and it’s no wonder they are #1!
