We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Nevada and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
When
purchasing health insurance, it is important to understand the Nevada
health
insurance regulations before applying. Nevada does not require
insurance
companies to accept your application if you have an existing medical
condition.
In addition, there
are no limits on the
monthly premiums that health carriers can charge, in Nevada, for a
health plan
or on increases at the time of renewal.No
Nevada Insurance Company can
cancel you after getting sick.If
you
are HIPPA eligible you are allowed to pick from 2 state mandated plans.If you elect one of these
plans the
insurance company must accept you on a Guaranteed Issue Basis.
Like
many other residents of Nevada, you might find yourself on COBRA and
not know
what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows Nevada Residents to
continue getting their Nevada Group Health Insurance even if they are
not
employed by their employer anymore.Nevada COBRA Health Insurance is similar to most other
states in the
fact it only lasts for 18 months, in most instances.
It
is important to understand that most Nevada residents that are on
paying for a
NV COBRA Health Insurance Plan are paying a lot of money!There are many options
that are available to
NV residents.Obviously
what you need
depends on your situation but here are most of your options; Nevada
individual insurance, Nevada
group insurance, Nevada
self employed insurance, Nevada
student insurance, or Nevada
short term insurance policies are all available. Through the
years we have
found that we can save most clients between 20-50% from what they are
paying
for a comparable NV COBRA Plan.To
get
a quote just click
here!
Nevada
Student
Health Insurance
Many
students are in college and find themselves paying a lot for Nevada
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements Nevada has for it’s student health insurance
policies, but for the
most case NV Student Health Insurance is very affordable.To get a quote just click
here!
Nevada
Short Term
Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.Nevada Short Term Health Insurance is very affordable and
very easy to
apply for.For a
quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Nevada Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Nevada Health Insurance Companies
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Nevada!
Anthem Individual of Nevada – Quite simply is the largest health insurance provider in Nevada. Because it is the largest provider in Nevada, they have over 90% of all doctors and hospitals in their network. Add that up with strong customer service and quality plans and it’s no wonder they are #1!
Health Plan of Nevada – Has been offering Health Insurance in Nevada since 1982. Health Plan of Nevada currently has over 1/2 of all of people enrolled in Managed care plans in Nevada. So it is no wonder that they were awarded an Accreditation from NCQA. They are a subsidiary of Sierra Health Services.
PacifiCare – is one of the our countries largest health care companies. PacifiCare sells health insurance in 8 states and insures just under 4 million people. In Nevada they specialize in individual health insurance, behavioral health services, life insurance, dental insurance, and vision insurance.
