We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Nebraska and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
When
applying for health insurance it is very important to understand
Nebraska’s
Health Insurance Regulations before applying.In Nebraska, insurance companies do not have to accept
your application.
The companies have the ability to attach an elimination rider to your
medical
policy specific to the pre-existing condition. In addition, there are
no limits
on the monthly premiums that health carriers can charge, in Nebraska,
for a
health plan or on increases at the time of renewal.There is a high risk pool in Nebraska called CHIP(Nebraska Comprehensive
Health Insurance
Pool) this is a pool for residents that don’t qualify for
private health
insurance because of their health history. No Nebraska Insurance
Company can
cancel you after getting sick.
Like
many other residents of Nebraska, you might find yourself on COBRA and
not know
what to do.COBRA
stands for
Consolidated Omnibus Budget Reconciliation Act of 1985.In short this allows Nebraska Residents to
continue getting their Nebraska Group Health Insurance even if they are
not
employed by their employer anymore.Nebraska COBRA Health Insurance is similar to most other
states in the
fact it only lasts for 18 months, in most instances.
It
is important to understand that most Nebraska residents that are on
paying for
a NE COBRA Health Insurance Plan are paying a lot of money!There are many options
that are available to
NE residents.Obviously
what you need
depends on your situation but here are most of your options; Nebraska
individual insurance, Nebraska
group insurance, Nebraska
self employed insurance, Nebraska
student insurance, or Nebraska
short term insurance policies are all available. Through the
years we have
found that we can save most clients between 20-50% from what they are
paying
for a comparable NE COBRA Plan.To
get
a quote just click
here!
Nebraska
Student
Health Insurance
Many
students are in college and find themselves paying a lot for Nebraska
Student
Health Insurance.This
does not have to
be the case.There
are certain
requirements Nebraska has for it’s student health insurance
policies, but for
the most case NE Student Health Insurance is very affordable.To get a quote just click
here!
Nebraska
Short Term
Health Insurance
Short
Term Health Insurance can be very useful if you are in-between jobs,
just
graduated college, or just started a job that has a 3+ month waiting
period
before you are eligible for benefits.Nebraska Short Term Health Insurance is very affordable
and very easy to
apply for.For a
quote just click
here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Nebraska Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Nebraska Health Insurance Companies
Blue Cross Blue Shield of Nebraska – Blue Cross Blue Shield was founded in 1937. Currently BCBSNE insures 1.75 million Nebraskans through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and BCBSNE is just one of 48.
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
Humana – Humana currently has almost 6.6 million members located across 18 states. They are the largest publicly traded health companies. Humana is known for it’s investments in Information Technology which would explain it’s high customer satisfaction. Not only does Humana offer Health, they offer life, dental and disability to individuals as well as groups in Arizona.
Coventry – also known as Coventry Health Care of Nebraska, has been in business since 1988. They are a unique health insurance company because they specialize in offering Nebraska residents self employed health insurance as well as short term health insurance. Currently their network includes over 210 hospitals in the area.
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Nebraska!
