We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Massachusetts and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
We are here to provide you, our customer, with everything you need to make an educated decision relative to your new MA Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Massachusetts and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
Massachusetts State Health Insurance Laws
It is important to understand the Massachusetts health insurance regulations before applying. In the state of Massachusetts, insurance companies are required to accept your application no matter what your medical conditions are. Unlike in most other states, MA health insurance companies can not adjust your premiums based on medical conditions. Once you are insured Health Insurance Companies are not able to cancel a policy after you have become sick. Click here for a
New laws in Massachusetts now require people to get health insurance.
MA Commonwealth Connector is a great website for information on health insurance in the state. If you are having trouble finding affordable health insurance, visit Commonwealth Care to see if you qualify for state assistance.
If you are interested in getting more information on the health insurance in Massachusetts
Like many other residents of Massachusetts, you might find yourself on COBRA and not know what to do. COBRA stands for Consolidated Omnibus Budget Reconciliation Act of 1985. In short this allows Massachusetts Residents to continue getting their Massachusetts Group Health Insurance even if they are not employed by their employer anymore.
It is important to understand that most Massachusetts residents that are paying for a MA COBRA Health Insurance Plan are paying a lot of money! There are many options that are available to MA residents. Obviously what you need depends on your situation but here are most of your options;
Many students are in college and find themselves paying a lot for Massachusetts Student Health Insurance. It doesn’t matter if you are going to UMASS, Harvard University, Babson, Bentley or Northeastern, this does not have to be the case. There are certain requirements Massachusetts has for all of it’s student health insurance policies, but for the most part MA Student Health Insurance is very affordable. To get a MA Student Health Insurance quote just click here!
Massachusetts Short Term Health Insurance
Short Term Health Insurance can be very useful if you are in-between jobs, just graduated college, or just started a job that has a 3+ month waiting period before you are eligible for benefits. Massachusetts Short Term Health Insurance is very affordable and very easy to apply for. For a quote just click here!
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We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Massachusetts Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Massachusetts Health Insurance Companies
Blue Cross Blue Shield of Massachusetts – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of Massachusetts insures 1.75 million people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of Massachusetts is just one of 48.
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
Humana – Is one of the largest publicly traded health insurance companies in the country. Currently Humana insures about 6.7 million members across the country and in Massachusetts. Not only does Humana offer Health insurance in Massachusetts, they also offer dental, disability and life insurance. But they specialize in large groups as well as for the individual group market.
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Massachusetts!
