We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Kansas and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
We are here to provide you, our customer, with everything you need to make an educated decision relative to your new KS Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Kansas and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
Kansas State Health Insurance Laws
It is important to understand Kansas health insurance regulations before applying for individual coverage. Like most other states, Kansas allows health insurance companies to underwrite each resident individually. This means that you can either be accepted, ridered or declined for coverage based on your medical history. Insurers are not mandated to offer "generic plans". What this means to you the consumer, is that an insurance company can design a policy based on your specific needs. Get a free
Like many other residents of Kansas, you might find yourself on COBRA and not know what to do. COBRA stands for Consolidated Omnibus Budget Reconciliation Act of 1985. In short this allows Kansas Residents to continue getting their Kansas Group Health Insurance even if they are not employed by their employer anymore.
Kansas COBRA Health Insurance is similar to most other states in the fact it only lasts for 18 months, in most instances.
It is important to understand that most Kansas residents that are on paying for a KS COBRA Health Insurance Plan are paying a lot of money! There are many options that are available to KS residents. Obviously what you need depends on your situation but here are most of your options;
A common complaint among college students is how much they pay for student health insurance. It does not matter if you are going to Kansas State College, The University of Kansas, Wichita State or any other school, we can help you find Affordable Kansas Student Health Insurance. There are certain requirements Kansas has for its student health insurance policies, but for the most case KS Student Health Insurance is very affordable. To get a quote just click here!
Kansas Short Term Health Insurance
Short Term Health Insurance can be very useful if you are in-between jobs, just graduated college, or just started a job that has a 3+ month waiting period before you are eligible for benefits. Kansas Short Term Health Insurance is very affordable and very easy to apply for. For a quote just click here!
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We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Kansas Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Kansas Health Insurance Companies
Blue Cross Blue Shield of Kansas – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of Kansas insures 1.75 million people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of Kansas is just one of 48.
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
Humana – Is one of the largest publicly traded health insurance companies in the country. Currently Humana insures about 6.7 million members across the country and in Kansas. Not only does Humana offer Health insurance in Kansas, they also offer dental, disability and life insurance. But they specialize in large groups as well as for the individual group market.
Coventry – also known as Coventry Health Care of Kansas, has been in business since 1988. They are a unique health insurance company because they specialize in offering Kansas residents self employed health insurance as well as short term health insurance. Currently their network includes over 210 hospitals in the area.
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Kansas!
