We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Iowa and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
We are here to provide you, our customer, with everything you need to make an educated decision relative to your new IA Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Iowa and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
Iowa State Health Insurance Laws
It is important to understand the Iowa health insurance regulations before applying. Iowa is considered a guaranteed renewable state. This means that once you are insured by a company they can not cancel you for any reason as long as all of your premiums are paid to date. Insurance companies are able to decide if they want to accept you before you are insured and they will use your medical history to make their decision. Since Iowa Health Insurance Companies are allowed to underwrite individuals, they are also able to design specific health insurance policies for individuals, instead of "generic policies". Give QQM a chance to help you put together an
Like many other residents of Iowa, you might find yourself on COBRA and not know what to do. COBRA stands for Consolidated Omnibus Budget Reconciliation Act of 1985. In short this allows Iowa Residents to continue getting their Iowa Group Health Insurance even if they are not employed by their employer anymore. Iowa COBRA Health Insurance is similar to most other states in the fact it only lasts for 18 months, in most instances.
Many Iowa students find themselves paying a lot for Iowa Student Health Insurance. This does not have to be the case. It does not matter if you are going to The University of Iowa, Drake College or Iowa State, there are options out there and we can help. There are certain requirements Iowa has for it’s student health insurance policies, but for the most case IA Student Health Insurance is very affordable. To get a quote just click here!
Iowa Short Term Health Insurance
Short Term Health Insurance can be very useful if you are in-between jobs, just graduated college, or just started a job that has a 3+ month waiting period before you are eligible for benefits. Iowa Short Term Health Insurance is very affordable and very easy to apply for. For a quote just click here!
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We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Iowa Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Iowa Health Insurance Companies
Blue Cross Blue Shield of Iowa – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of Iowa insures 1.75 million people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of Iowa is just one of 48.
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
Humana – Is one of the largest publicly traded health insurance companies in the country. Currently Humana insures about 6.7 million members across the country and in Iowa. Not only does Humana offer Health insurance in Iowa, they also offer dental, disability and life insurance. But they specialize in large groups as well as for the individual group market.
Coventry – also known as Coventry Health Care of Iowa, has been in business since 1988. They are a unique health insurance company because they specialize in offering Iowa residents self employed health insurance as well as short term health insurance. Currently their network includes over 210 hospitals in the area.
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Iowa!
