We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Indiana and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
We are here to provide you, our customer, with everything you need to make an educated decision relative to your new IN Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Indiana and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
Indiana State Health Insurance Laws
Before purchasing a new policy it is important to understand Indiana health insurance regulations. In Indiana insurance companies are able to medically underwrite each individual and decide if they want to insure them or not. The insurer is also able to decide what rates they think you should pay based on your health history. But once you have been accepted a resident of Indiana can not be canceled, even after becoming sick, as long as all premiums are paid to date; this is called guaranteed renewable. Many states have mandatory plans that each health insurance carrier must provide, in Indiana that is not the case but they do require every health insurance policy to cover things such as Diabetic testing supplies and Cancer Screening. Let us help you get a
Indiana Comprehensive Health Insurance Association (ICHIA) is Indiana’s high risk pool for residents of the state that are not able to get health insurance because of medical conditions. Another option for children in Indiana is Hoosier Healthwise. Fill out a quote request to discuss these and other options with us!
Like many other residents of Indiana, you might find yourself on COBRA and not know what to do. COBRA stands for Consolidated Omnibus Budget Reconciliation Act of 1985. In short this allows Indiana Residents to continue getting their Indiana Group Health Insurance even if they are not employed by their employer anymore. Indiana COBRA Health Insurance is similar to most other states in the fact it only lasts for 18 months, in most instances.
Too often College students find themselves paying a lot for Indiana Student Health Insurance. This does not have to be the case. We can help you get an affordable health insurance quote no matter if you go to Butler University, Indiana State, Purdue or any other school. There are certain requirements Indiana has for its student health insurance policies, but for the most case IN Student Health Insurance is very affordable. Let us help you get a free student insurance quote!
Indiana Short Term Health Insurance
Short Term Health Insurance can be very useful if you are in-between jobs, just graduated college, or just started a job that has a 3+ month waiting period before you are eligible for benefits. Indiana Short Term Health Insurance is very affordable and very easy to apply for. For a quote just click here!
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We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Indiana Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Indiana Health Insurance Companies
Blue Cross Blue Shield of Indiana – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of Indiana insures 1.75 million people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of Indiana is just one of 48.
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
Humana – Is one of the largest publicly traded health insurance companies in the country. Currently Humana insures about 6.7 million members across the country and in Indiana. Not only does Humana offer Health insurance in Indiana, they also offer dental, disability and life insurance. But they specialize in large groups as well as for the individual group market.
Coventry – also known as Coventry Health Care of Indiana, has been in business since 1988. They are a unique health insurance company because they specialize in offering Indiana residents self employed health insurance as well as short term health insurance. Currently their network includes over 210 hospitals in the area.
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Indiana!
