We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in California and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
We are here to provide you, our customer, with everything you need to make an educated decision relative to your new CA Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in California and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
California State Health Insurance Laws
It is important to understand California health insurance regulations before applying for your new policy. California does not require medical insurance companies to accept your application. There are many reasons you could be declined but most often it would be because of your medical history. In California, Health Insurance Companies are able to handles pre-existing conditions two ways; an elimination rider, or a pre-existing period of no more than 12 months. Unfortunately there are no limits on the monthly premiums that California health carriers can charge for a new policy or on increases at the time of renewal. No California Insurance Company can cancel you after you become sick, assuming all premiums are paid to date. Let us help you get a
Like many other residents of California, you might find yourself on COBRA and not know what to do. COBRA stands for Consolidated Omnibus Budget Reconciliation Act of 1985. In short this allows California Residents to continue getting their California Group Health Insurance even if they are not employed by their employer anymore.
It is important to understand that most California residents that are on paying for an CA COBRA Health Insurance Plan are paying a lot of money! There are many options that are available to CA residents. Obviously what you need depends on your situation but here are most of your options;
Many CA college students find themselves paying a lot for California Student Health Insurance; this does not have to be the case. We can help you find an affordable California Student Health Insurance Quote no matter if you go to The University of California, California State, Pacific Union or Pepperdine University. There are certain requirements California has for it’s student health insurance policies, but for the most case CA Student Health Insurance is very affordable. To get a quote just click here!
California Short Term Health Insurance
Short Term Health Insurance can be very useful if you are in-between jobs, just graduated college, or just started a job that has a 3+ month waiting period before you are eligible for benefits. California Short Term Health Insurance is very affordable and very easy to apply for. For a quote just click here!
QuicklyQuoteMe Recommends
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed California Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated California Health Insurance Companies
Blue Cross Blue Shield of California – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of California insures 1.75 million people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of California is just one of 48.
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
Humana – Is one of the largest publicly traded health insurance companies in the country. Currently Humana insures about 6.7 million members across the country and in California. Not only does Humana offer Health insurance in California, they also offer dental, disability and life insurance. But they specialize in large groups as well as for the individual group market.
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in California!
