We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Arkansas and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
We are here to provide you, our customer, with everything you need to make an educated decision relative to your new AR Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Arkansas and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
Arkansas State Health Insurance Laws
Before buying a new policy, it is important to understand Arkansas health insurance regulations. Arkansas does not require insurance companies to accept your application if you have a pre-existing medical condition. Health Insurance Companies have the ability to attach an elimination rider to your medical policy specific to the pre-existing condition. In AR, there are no limits on the monthly premiums that health carriers can charge for a health plan or at the time of renewal. The rate you pay will be based on factors like age, health history, location, family size etc. No Arkansas Insurance Company can cancel you after getting sick. Let us help you get a
Arkansas Comprehensive Health Insurance Policy (CHIP) was created in 1995 to help provide coverage for those residents found uninsurable by private insurance companies. AR Kids First is Arkansas’s attempt to provide all children in the state medical care.
Like many other residents of Arkansas, you might find yourself on COBRA and not know what to do. COBRA stands for Consolidated Omnibus Budget Reconciliation Act of 1985. In short this allows Arkansas Residents to continue getting their Arkansas Group Health Insurance even if they are not employed by their employer anymore.
It is important to understand that most Arkansas residents that are on paying for an AR COBRA Health Insurance Plan are paying a lot of money! There are many options that are available to AR residents. Obviously what you need depends on your situation but here are most of your options;
Far too often, college students find themselves paying a lot for Arkansas Student Health Insurance; this does not have to be the case. It does not matter if you got to The University of Arkansas, John Brown University, Henderson State or any other college, we can help you find an affordable Arkansas Health Insurance Policy. There are certain requirements Arkansas has for it’s student health insurance policies, but for the most case AR Student Health Insurance is very affordable. To get a quote just click here!
Arkansas Short Term Health Insurance
Short Term Health Insurance can be very useful if you are in-between jobs, just graduated college, or just started a job that has a 3+ month waiting period before you are eligible for benefits. Arkansas Short Term Health Insurance is very affordable and very easy to apply for. For a quote just click here!
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We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Arkansas Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Arkansas Health Insurance Companies
Blue Cross Blue Shield of Arkansas – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of Arkansas insures 1.75 million people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of Arkansas is just one of 48.
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
Humana – Is one of the largest publicly traded health insurance companies in the country. Currently Humana insures about 6.7 million members across the country and in Arkansas. Not only does Humana offer Health insurance in Arkansas, they also offer dental, disability and life insurance. But they specialize in large groups as well as for the individual group market.
Coventry – also known as Coventry Health Care of Arkansas, has been in business since 1988. They are a unique health insurance company because they specialize in offering Arkansas residents self employed health insurance as well as short term health insurance. Currently their network includes over 210 hospitals in the area.
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Arkansas!
