We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Arizona and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
It is important to understand the Arizona health insurance regulations before applying. Arizona Health Insurance Companies are highly regulated, and the state requires all insurance policies to be guaranteed renewable as long as all premiums are paid to date. What this means is that no Arizona Insurance Company can cancel you after getting sick.
The companies have the ability to attach an elimination rider to your medical policy specific to the pre-existing condition. Pregnancy is considered a pre-existing condition in Arizona. It is mandated that mentally retarded and physically handicapped children can be covered on their parent’s Health Insurance Plan indefinitely.
We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Arizona Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Arizona Health Insurance Companies
Blue Cross Blue Shield of Arizona – Blue Cross Blue Shield was founded in 1937. Currently BCBSAZ insures 1.75 million Arizonians through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and BCBSAZ is just one of 48.
Assurant – All policies are underwritten by Time Insurance. Assurant has been selling medical insurance since 1892. In 1973 Assurant developed the first short term medical insurance policy and from then on the individual and short term markets have been their focus. When you buy and Assurant policy you are buying stability and experience!
Aetna – Aetna is considered one of the countries leading health insurance companies. Aetna offers medical, dental, life and pharmaceutical benefits in all 50 states. They have a network of over 684,000 providers nationwide. Aetna is known for designing niche products for small, medium and large groups as well as for the individual group market.
Humana – Humana currently has almost 6.6 million members located across 18 states. They are the largest publicly traded health companies. Humana is known for it’s investments in Information Technology which would explain it’s high customer satisfaction. Not only does Humana offer Health, they offer life, dental and disability to individuals as well as groups in Arizona.
Lifewise of Arizona – Is a strong company based in Washington. They are a medical leader in Arizona and provide very innovative products and features. They offer plans that can be tailored to each individuals needs. Customer Satisfaction is high with Lifewise because of their streamlined claims payments use of web technology.
Pacific Care – Currently Pacific Care can be sold in 8 States and they insure about 3.7 million people. Their primary focus is to offer health benefits to Individuals and Families but they also offer behavioral health services, life and health insurance, dental, vision and pharmacy benefits.
