We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Alaska and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
We are here to provide you, our customer, with everything you need to make an educated decision relative to your new Health Insurance Policy. Unlike every other company, you will get no high pressure sales pitch here. Our promise to you is that we will provide you with the top 5 Health Insurance Carriers in Alaska and allow you to make an unpressured decision. Only speak to a broker if you want to! Your new health insurance policy is only 3 minutes away!
Alaska State Health Insurance Laws
Before applying for new coverage, make sure you understand Alaska health insurance regulations. Alaska does not require that every resident that applies for coverage gets coverage (guarantee issue). Health insurance companies can deny coverage to individuals based on many factors like medical history. There is also no limit to the rates an insurance company can charge you for health insurance. In Alaska, insurance providers often attach elimination periods and/or riders to policies depending on your person medical health. Let us help you get a
Denali KidCare is a program that was set up by the government to make sure that all children in Alaska have access to affordable healthcare. There are certain requirements and restrictions but all in all it is a great program.
The Alaska Comprehensive Health Insurance Association (ACHIA) is a high risk pool made up of residents of Alaska who have been turned down by private health insurance companies. There are certain things you should be aware of for example that there is a 6 month waiting period on each policy that you buy from ACHIA.
Like many other people living in Alaska, you might find yourself on COBRA and not know what to do. COBRA stands for Consolidated Omnibus Budget Reconciliation Act of 1985. In short this allows Alaska Residents to continue getting their Alaska Group Health Insurance even if they are not employed by their employer anymore. Alaska COBRA Health Insurance is similar to most other states in the fact it only lasts for 18 months, in most instances.
Many students are in college and find themselves paying a lot for Alaska Student Health Insurance. This does not have to be the case. Whether you are going to The University of Alaska, Alaska Pacific University or any other school we can help you find affordable Alaska Student Health Insurance. There are certain requirements Alaska has for its student health insurance policies, but for the most case AK Student Health Insurance is very affordable. To get a quote just click here!
Alaska Short Term Health Insurance
Short Term Health Insurance can be very useful if you are in-between jobs, just graduated college, or just started a job that has a 3+ month waiting period before you are eligible for benefits. Alaska Short Term Health Insurance is very affordable and very easy to apply for. For a quote just click here!
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We understand health insurance premiums continue to skyrocket! If you are a relatively healthy individual, or family, we recommend taking a high deductible plan and paying for the smaller medical expenses out of your pocket. In the short term it might seem like not a great idea, but over the long term most people find themselves saving money year after year.
Still have questions? Please fill out our contact form and a licensed Alaska Health Insurance Professional will contact you.
Not ready to buy but want to stay in contact with us? Input your email address below and we will send you our contact information automatically so you will always be able to come back with questions or to sign up for a policy.
Top Rated Alaska Health Insurance Companies
Blue Cross Blue Shield of Alaska – Blue Cross Blue Shield was founded in 1937. Currently Blue Cross Blue Shield of Alaska insures 1.75 million people through their wide range of products; medical, life, and disability. Every BCBS is an independent corporation and Blue Cross Blue Shield of Alaska is just one of 48.
Golden Rule – Golden Rule actually underwrites United Health Cares policies. Golden Rule works exclusively on the individual and group medical markets. It is hard to find a stronger rated company. AM Best rated them (A) for "excellent" and Standard and Poor’s gave them a (A+) which represents "strong".
Humana – Is one of the largest publicly traded health insurance companies in the country. Currently Humana insures about 6.7 million members across the country and in Alaska. Not only does Humana offer Health insurance in Alaska, they also offer dental, disability and life insurance. But they specialize in large groups as well as for the individual group market.
Coventry – also known as Coventry Health Care of Alaska, has been in business since 1988. They are a unique health insurance company because they specialize in offering Alaska residents self employed health insurance as well as short term health insurance. Currently their network includes over 210 hospitals in the area.
Celtic – Celtic originally started out as a Group Health Insurance Provider in early 1978. Slowly they began focusing more and more on the individual health market, and currently today they exclusively provide individuals medical insurance.
Celtic is known as a conservative company, with high ratings, and great customer service. They have had an Excellent (A-) rating from AM Best since 1986. With a conservative outlook, a focus on a specific medical market (individual health) and strong customer service, it is no wonder why Celtic is a strong player in Alaska!
